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Nigel Chapman

Designated Broker

Obtaining A Mortgage



 

Obtaining a Mortgage-

The concept of a mortgage is quite simple.  It is basically a loan for a home and you use the property itself as collateral. Securing a mortgage, however, can be complex.  The pre-approval process may take more than a month - longer if you have some unexpected credit issues. Once we have found your next home several parties – from your REALTOR® to your closing attorney, from loan officer to appraiser all work together to ensure a smooth transaction.

If you already have your own loan officer, that's great! I have possibly worked with them before. If you haven't selected anyone yet, please call me first and I will offer some suggestions based on your loan needs. 

Whether you are a Veteran looking for a VA loan and need help obtaining your DD214 or a first time buyer wanting closing cost assistance, I have a professional that can help!